Terms of use

General information only

Content on this site, including the guides, is general information. It is not a loan offer, a commitment to lend, tax advice or legal advice. Loan programs, rates and eligibility vary by lender and borrower. Verify terms with a licensed lender, and consult a licensed attorney or CPA for legal and tax questions.

No agency relationship

Using this site, downloading a guide or booking a call does not create an agency relationship. A buyer-broker relationship begins only when we both sign a written agreement.

Independence from medical practices

Real estate services are provided by Mike Barajas, DRE #02511286, and are independent of my medical practices. No clinic or hospital endorses or is responsible for these real estate services.

Accuracy

We work to keep information accurate and current, but it may change without notice and is not guaranteed. Property information should be independently verified.

Third-party links and tools

This site links to and embeds third-party services (for example scheduling and email tools). Their own terms and privacy policies apply.

Fair housing

We are committed to the Fair Housing Act and California fair housing laws. We provide services in English and Spanish and do not discriminate on any protected basis.

Content ownership

Text, guides and design on this site belong to Mike Barajas. You may share links and print the guides for personal use.

Limitation of liability

To the extent allowed by law, we are not liable for decisions made based on the general information on this site.

Governing law

These terms are governed by the laws of the State of California.

Contact

Questions: mike@thedoctorsrealtor.com.